Homebuying should not need a middleman by default.

New construction gives us a focused place to start: a buyer, a builder and a specific home. Some builders already welcome buyers without an agent. KB Home, for example, explicitly says an agent is not required to buy one of its homes.

Direct does not mean simple. There is still a seller, a contract, financing, construction and a set of obligations that can last long after closing.

The useful work is concrete: explain the paperwork, compare costs, identify unanswered questions and prepare a negotiation. Buyers should be able to see that work and the evidence behind it.

Agent compensation is a cost and incentive worth understanding. California’s DRE says compensation is negotiable and licensed agents owe fiduciary duties to clients. A capable agent can add value. You should still understand the services and obligations in any agreement you sign.

If you already signed a representation agreement, proceeding independently may not end your payment obligation. Check the agreement and get qualified advice before changing course.

Today, Settle helps you work through the documents you provide, compare supported financial scenarios, build a brief and prepare questions. You control the decisions and what gets sent.

“Standard contract” is a reason to read it. “Preferred lender” is a reason to compare it. “Solar included” is a reason to find the ownership terms.

We want buyers to know what they are paying for and have a clear basis for asking for something better. Sometimes that means a documented concession request. Sometimes it means a lawyer, inspector or tax professional needs to answer a question before you proceed.