Confirm that you can buy directly.
KB Home explicitly says buyers do not need an agent to buy one of its new homes. That is a real example, not a rule for every builder. Ask the community how it handles an unrepresented purchase and what documents it requires.
- Ask: Can I purchase this home directly, and what is your process?
- Request the current home-specific price and a sample purchase packet.
- Write down the sales contact and who can approve contract or price changes.
Read the registration policy before signing in.
If you may use an agent, investigate that choice before registering online or touring. KB’s published terms tie broker participation to registration conditions, including first-visit accompaniment or another method its broker agreement permits. These conditions concern broker participation and payment; do not assume they prevent you from seeking advice later.
- Request the community’s current broker registration policy in writing.
- Ask whether an online inquiry, reservation or earlier visit affects that policy.
- Keep a copy of the registration form and anything you sign.
Know whose interests each person represents.
A helpful sales conversation does not establish that someone represents you. Ask about their role, compensation and confidentiality. If you already signed a buyer agreement, check its scope and payment obligations before proceeding independently. California’s DRE describes written representation and compensation requirements; other states have their own rules.
- Ask the sales representative to explain their role and any agency disclosure.
- Check existing agreements for covered properties, duration and termination terms.
- Have a local attorney resolve unclear obligations before committing.
Leave with evidence you can compare.
Make one visit sheet for each home: lot, plan, price, inclusions, extra charges, estimated completion and offer conditions. Record answers beside the document that supports them. A blank field becomes a follow-up question, not an assumption that the item is free or included.
- Ask which model-home features belong to the actual home’s specifications.
- Request deposits, refund conditions and decision deadlines before paying.
- Ask for HOA, solar, warranty and incentive documents before choosing a package.
Choose the help your purchase needs.
Buying directly still involves other people. An independent inspector examines the house. A lender assesses financing. A closing professional handles settlement, and a local attorney can review legal questions. Decide who will do each job and budget for it before a deadline makes the choice for you.
- Confirm inspection access and arrange your own inspector.
- Ask who handles closing in your state and which providers you may choose.
- Get professional review of terms you cannot confidently explain back.
Review your documents in Settle.
Clara can explain supplied paperwork and help prepare questions. Scout can organize the community information you provide. Settle does not determine whether an agreement is legally enforceable, register you with a builder or contact anyone for you.
- Community registration and broker policy
- Any existing buyer representation agreement
- Home-specific price, specifications and incentive terms
- Sample purchase agreement and deposit conditions
Using the documents I provide, help me prepare for a direct purchase. Identify registration conditions, representation obligations, deposits and unanswered questions. Cite the relevant passages and separate documented terms from questions I need to ask.Get started
Sources checked September 6, 2026. Your contract, location and circumstances determine what applies. Builder examples are illustrations, not terms of your purchase. About these guides